Send money with Komo!

You can send money to Komo in two ways:

Send to Bank

You will need your recipients account details when you select ‘Send to Bank’

1. On the Komo dashboard, tap “Transfer”

2. Select “ Send to Bank”

3. Enter the account details of your recipient

4. Select Komo as bank

5. Enter Account Name

6. Enter Account Number

7. Enter the amount you wish to send

8. Select the purpose for sending

9. Add a note if needed!

10. Tap the arrow on the lower right to go to the next page

11. Swipe up to send, and you’re done

Send via QR code

1. You will need your recipient’s QR code to do this

2. On the Komo dashboard, tap “Transfer”

3. Select “ Send using QR code”

4. Tap scan using QR code and upload the QR code

5. Your recipients’ account details should be filled automatically, all you need to do is enter the requested amount

6. Check payment review before “Pull up to send”

7. Swipe up and wait for the Fingerprint or FaceID to verify

Komo is part of the InstaPay network and can send to any of the banks and e-wallets that are registered in the same network. Here is the list of partner institutions as of this writing:

• AllBank

• AUB

• Bangko Mabuhay

• BOC

• BPI

• BanKo

• BDO

• Cebuana Lhuillier Rural Bank

• Chinabank Savings

• Chinabank

• Chinatrust

• DCPay

• DBP

• Dungganon Bank

• EastWest

• EastWest Rural

• Equicom

• GCash

• ING

• Isla Bank

• Komo PH

• Landbank

• Malayan Bank

• Maybank

• Metrobank

• OmniPay

• Partner Bank

• PayMaya

• PBCom

• PBB

• PNB

• PSBank

• Philtrust Bank

• Veterans Bank

• PNB Savings

• Quezon Capital Rural Bank

• RCBC

• Robinsons Bank

• Security Bank

• Sterling Bank

• Sun Savings

• UCPB Savings Bank

• Unionbank

• UCPB

• Wealth Development Bank

Step 1: To request money, open the app and tap on 'Favorites' on the bottom navigation.

Step 2: Tap on the account you want to request money from. If the Komo account you want to request money from is not yet saved in your Favorites, tap 'Add' on the upper right corner of the screen.

Step 3: Once you've selected an account from your Favorites, tap 'Request' to create a new request.

Step 4: Specify the amount and notes (optional) then proceed.

Step 5: Wait for the confirmation and tap 'Done' to return to the home screen.

EastWest Rural Bank is a separate entity from EastWest Bank. Komo is under EastWest Rural Bank, so we do not recommend choosing EastWest Bank as this would likely result in floating transactions.

1. On the Komo dashboard, tap “Transfer”

2. Select “send using QR code”

3. Tap “Scan using QR code” or “Upload QR code”

4. Enter the amount for payment

5. Review the details and swipe up

6. Input your biometric scan to confirm the transaction!

If you have a specific amount that you’re requesting, make sure to give the sender a heads up!

1. On the Komo dashboard, tap on “Request” icon in the upper part of the dashboard or tap “Transfer” then select “Receive using QR code”

2. Tap “Edit Details” to customize the account to be requested

3. Tap “Edit Details” to customize the account requested

4. Enter the amount requested

5. Download or share generated QR code

6. Success! You can now receive Money via QR code.

It’s hassle-free! No need to input the full account number because it will be auto-filled for you and/or for your recipient. No more worries about sending to the wrong account.

Komo can read QRs generated by other banks that are Instapay participants such as BPI, BDO, Paymaya, Bayad Center, etc.

Komo QR codes are also accepted and are readable by other Instapay participant banks and e-wallets: BPI, BDO, Paymaya, Bayad center, and more soon!

Quick & safe. Just scan or send the QR code, and you can expect the amount to be transferred to your account in seconds. The QR code you generate never expires for continued use. It will only update every time you change the amount tied to that QR code.

No additional costs. There are no additional costs in using QR code versus using our normal Instapay and Komo sending of money.

For now, these are the banks that have confirmed to accept our QR code:

• BPI

• BDO

• Paymaya

• Bayad center

As other banks and e-wallets have their own turn-around time in deploying changes on their end, we are to expect to see more banks add Komo to their list of Instapay QR code send/receive soon!

Take note: The transaction limit still follows the Instapay limit of PHP 50,000 per transaction.