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What is Komo?

Komo is an exclusively digital banking service that allows customers to open and manage their account completely online. This means that there are no physical branches and everything from account opening to card blocking can be done using the mobile app.


This system gives customers full control over their account and allows them to enjoy one of the highest interest rates from any Philippine bank today. The app also allows customers to enjoy free fund transfers, easy bills payment, and a customized Komo debit card, showing everyone exactly why life is easier when we Keep Our Money Online.

Why Komo?

Komo was created to give Filipinos more control and flexibility when it comes to managing their money. We want to simplify the lives of our customers by providing convenient, secure, and reliable services. Because with Komo, kontrol mo ang pera mo—hence, Ko-mo.

Want to get Komo?

Komo is available to download for free for Android and iOS. Get it now on the Play Store, the App Store, or the App Gallery You can also click here to learn more about our products and services.

How is Komo different from other digital bank services? 

Komo is the first exclusively digital banking service to be offered by a local bank. This means all transactions and account management can only be done through our secured mobile app. Since everything is done digitally with no need for branches, we return the savings from lower overhead cost to customers in the form of high interest rates on their savings account. 

What does exclusively digital mean?

Exclusively digital means Komo customers can open and manage their account completely online. All transactions are conducted solely through the mobile app, meaning customers always have full control of their money—no need to go to a branch or worry about opening hours. This mobile-only business model is what allows Komo customers to enjoy one of the highest interest rates from a local bank today. 

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